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Thirty seconds. Pick your lead nib's personality and when you want your evening brief.
Invite-only early access
Little agents for the big stuff in your life.
nibs are personal AI agents that learn your money, bills and plans — then quietly handle the admin, catch what you'd miss, and cheer you on.
Free during early access · No card needed · Your nibs never move your money
Bills & due datesCredit card payoffRentSide-hustle incomeSubscriptionsSavings goalsTax paperworkAppointmentsCredit scoreWeekly budget
From “I should really deal with this” to handled.
Your nib audits your life
About ten minutes, at your pace. It asks easy questions, sets up your accounts and bills as you talk, and shows you progress the whole way.
It takes over the admin
A short daily brief, heads-ups before you're short, a real plan for your debt, and a stamp for every win.
Meet the nibs.
Same brain, different voice. Choose the one that gets you — switch anytime.
Sage
“No rush. We'll look at what's due, then pick one thing to fix tonight.”
Ember
“Rent is due Friday and you're $80 short. Let's fix that first.”
Iris
“You spend the most on Thursdays. Want to see why?”
Sunny
“You kept $40 more than last week. That's a streak!”
Spin up specialists.
Add a nib that only thinks about your debt, your rental, your side business — each with its own instructions.
Debt payoffRentalSide hustleTaxesHealth
Everything a calm week needs.
Never miss a bill
Your nib knows every due date and warns you two days early — only when you'd actually be short.
A credit score coach
Learns when your cards report, and tells you what to pay before each statement closes.
A real plan for debt
Shows exactly when you'll be debt-free at different amounts, then keeps you on track.
Income that adds up
Log gig or side-hustle earnings in a tap and see your week against your goal.
A brief you can listen to
A natural voice reads your evening brief — free, right on your device.
Wins you can see
Every bill covered and every card paid down earns a stamp. Progress you can actually feel.
Built to calm you down — not to sell you something.
- Your own private space. Your data lives in its own database, never mixed with anyone else's.
- Your nibs never move money. They suggest and prepare. You decide.
- Bring your own AI. Connect your ChatGPT plan — no extra AI bill from us.
- Leave anytime. Download everything as one file whenever you want.
Early access
Free while we're small.
nibs is invite-only right now. Join with Google and we'll let you in as spots open. Paid plans with a free trial come later — early members hear first.
Get early accessQuestions
What is a nib?
A small, personal AI agent with one job: make your life easier. Your lead nib sees the whole picture; specialist nibs go deep on one thing, like debt or a rental.
Do I need ChatGPT?
Right now nibs runs on your own ChatGPT plan, connected in a minute from Settings. The dashboard, bills and reminders work without it.
Is my information private?
Yes. Each person gets a separate database, sign-in is through your Google account, and nothing is shared with other members.
Will it move my money?
Never. Your nibs can plan, remind and prepare, but every money move is yours to make.
What does it cost?
It's free during early access. When paid plans arrive, there'll be a free trial and you'll know well in advance.